UCO Bank Credit Card Apply Online

Introduction

Today, we are going to share the easiest process to UCO Bank Credit Card Apply Online. UCO Bank has launched a wide range of Credit Cards for their various customers depending on their needs. The main objective of the credit schemes is to provide adequate and timely support to their customers for their working capital requirements.

Why choose UCO Bank Credit Card?

UCO Bank offers credit cards in 3 variants. Each is carefully designed to meet the customer’s specific requirements. UCO Bank cards are offered to a wide range of customers from fishermen to urban borrowers, which also require minimal documentation and less security.

Features of UCO Bank Credit Card

Multi purpose use

UCO Bank Credit Cards are offered to a wide class of customers from artisans, handloom weavers, fishermen, self-help groups, auto-rickshaw owners, and also to customers from urban areas.

Higher loan amount

Customers will be able to avail of credit up to Rs.10 lakhs with UCO Bank Credit Cards. This offers financial flexibility especially to customers from small industries or start-ups.

Minimum documentation and security

The documentation and security requirements are minimal for UCO Bank Credit Card. For the majority of the UCO Bank Credit Card loans, there is no requirement of collateral or third-party security.

Interest rates

The interest rates for UCO Credit loans are very affordable and borrowers need not worry about the burdens of interest payments. The interest rates for UCO Bank Credit Card loans are as low as the base rate + 1% per annum.

Flexible repayment

UCO Bank Credit Card loans come with flexible repayment options. Customers can choose a convenient repayment period and pay the loan back in affordable installments.

CGTMSE advantages

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) coverage for Weavers credit card, which means that the cardholder can avail the loan without having to offer any form of collateral or security.

List of UCO Bank Credit Cards

UCO Bank SBI Card Elite

I. Joining fee – Rs. 4,999.
II. Annual fee – Rs. 4,999.
III. Renewal fee – Rs. 4,999.
IV. Add on Cards – Nill.
V. Rewards

  • Earn 2 Reward Points per Rs. 100 on all other spends, except fuel.
  • Earn 5 times Reward Points on Departmental Stores, Dining, and Grocery spends.
  • Pay your card outstanding with Reward Points.
  • 4 Reward Points = Re. 1.

UCO Bank SBI Card Prime

I. Joining fee – Rs. 2,999.
II. Annual fee – Rs. 2,999.
III. Renewal fee – Rs. 2,999.
IV. Add on Cards – Nill.
V. Rewards

  • 15 Reward Points per Rs. 100 spent on BigBasket.
  • 20 Reward Points per Rs. 100 spent on birthday and standing instructions on utility bill payments.
  • 2 Reward Points per Rs. 100 on all other spends.
  • 10 Reward Points per Rs. 100 spent on Departmental Stores, Dining, Groceries & Movies.
  • 4 Reward Points = Re. 1.

UCO Bank Simply Save SBI Card

I. Joining fee – Rs. 499.
II. Annual fee – Rs. 499.
III. Renewal fee – Rs. 499.
IV. Add on Cards – Nill.
V. Rewards

  • Earn 1 Reward Point per Rs.100 spent on all other spendings.
  • Earn 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores, and Grocery spending.
  • 4 Reward Points = Re. 1.

Process Of UCO Bank Credit Card Apply Online

UCO Bank is not providing an online application facility for credit cards currently. You need to visit the nearest branch and get guidance from the representative. Fill up the application form and submit all necessary documents.

We will post about the full procedure as soon as UCO Bank starts its credit card application process online for your convenience.

Required Documents

Income Proof – Income Tax Return (for self-employed) and Recent salary slip, employment letter(for salaried).

Address Proof – Passport/Electricity or Phone Bill/Ration Card/Rental Agreement.

ID Proof – Aadhar Card/Voter’s ID/Passport/Ration Card/PAN Card/Driving License.

* Additional documents may be asked by the bank if necessary.

Contact

Address – UCO Bank Head Office, 10, BTM Sarani, Kolkata – 700001, West Bengal, India.
Call(Toll free) – 1800 274 0123.

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