How To Invest In SBI Mutual Fund

Contents Summary

Introduction

SBI Mutual Fund was launched way back in 1987. It was started as a joint venture between the State Bank of India(SBI) and Asset Management Company of France, AMUNDI. You will find the State Bank of India as the sponsor and SBI Mutual Fund Trustee Company Private Limited as the trustee of the SBI Mutual Fund.
In this article we will discuss how to invest in SBI mutual funds, what are the eligibility criteria, requirements for investing, features, and the various fund schemes that SBI mutual funds offer.

Key Info of SBI Mutual Fund

SBI Mutual Fund has Assets Under Management(AUM) of a massive Rs. 4,21,362 Crores as of September 2020.

Key Features

1. All you need to do is complete your KYC process and register your email address to generate your username and password before you start investing online in funds of your choice.

2. With the Family Solution Tool, you can plan your investments and maximize returns to be financially capable of achieving your dreams and goals.

3. You can perform financial transactions like investing in a scheme of your choice, switching your investments from one scheme to another, or redeeming your investments from a particular scheme online in just a few clicks.

4. Keep track of the performance of funds and compare funds to see the change in their NAVs over some time, so that you can make informed decisions about your investments in different categories of funds.

5. If you want to manage your investments based on well market understanding, the online portal lets you create watch lists to keep a close track of your chosen funds and also set alert notifications so that the information you need and want is always at hand.

Eligibility for investing in SBI Mutual Funds

1. Adult individuals residing in India, either singly or jointly (cannot exceed 3 people).

2. Minors through legal guardian or parent.

3. Non-Resident Indians(NRIs), Persons of Indian Origin(PIO) on a repatriation or non-repatriation basis.

4. Companies, corporate bodies, Public Sector Undertakings (PSUs), Societies registered under the Societies Registration Act, 1860.

5. Partnership firms formed under the Partnership Act, 1932.

6. Qualified Foreign Investor and Foreign Portfolio Investors.

7. International Multilateral Agencies approved by the RBI and Government of India.

8. Scientific and Industrial Research Organisations.

9. Army, Navy, Air Force, and other paramilitary funds.

10. Financial institutions and banks (including Regional Rural Banks and Co-operative Banks).

Requirements for investment in SBI Mutual Funds

To invest in SBI Mutual Fund, the investor has to complete the Know Your Customer (KYC) process. The KYC process is a one-time process which means that if the investor has completed the process earlier in the securities market, he/she doesn’t need it again. However, if the investor has not completed the process, he/she needs to fill up the KYC application form available at the official website of the fund house or AMFI (Association of Mutual Funds of India). Once the application form is filled, it needs to be submitted at any of the SEBI registered intermediaries with the below documents,
I. Identity proof.
II. Address proof.
III. Passport.
IV. Passport size photograph.

Once the KYC process is completed, the investor can start investing in the SBI Mutual Fund. Investors also need to have a Permanent Account Number(PAN) and a bank account.

How to invest

There are 4 ways like online, offline, mobile, and m-Easy app through which investors can invest in SBI Mutual Fund. To invest through the online mode, investors need to follow the below steps,
I. Visit the official site of SBI Mutual Fund – www.sbi.mf.com
II. Click on the ‘Invest Now’ button and then on the ‘New User’ button.
III. The investor then needs to enter his/her PAN, email ID, mobile number, and select a password.
IV. Select the ‘Register button.
V. Once the registration is complete, investors can use the ‘New Investment’ button and start investing.

Mutual Funds offered by SBI Mutual Fund

Direct funds

SBI technology opportunities fund direct growth(Equity)

NAV – Rs. 162.69.
Returns per year(5 years average) – 28.44%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Infosys Ltd – 25.1%.
II. HCL technologies Ltd SHS Dematerialised – 9.52%.
III. Alphabet Inc Class A – 8.74%.
IV. Tech Mahindra Ltd – 8.53%.
V. Treps – 6.82%.

SBI Magnum Comma Fund Direct Growth(Equity)

NAV – Rs. 75.37
Returns per year(5 years average) – 20.16%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. TATA steel Ltd – 8.55%.
II. UltraTech Cement Ltd – 6.45%.
III. Hindalco industries Ltd SHS Dematerialised – 6.04%.
IV. Camlin Fine Sciences Ltd – 5.06%.
V. Oil & Natural Gas Corp Ltd – 4.94%.

SBI Small Cap Fund Direct Plan Growth(Equity)

NAV – Rs. 108.12.
Returns per year(5 years average) – 23.33%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Elgi Equipments Ltd – 3.88%.
II. Carborundum Universal Ltd – 3.71%.
III. JK Cement Ltd – 3.39%.
IV. Sheela Foam Ltd – 3.3%.
V. V-Guard Industries Ltd – 3.28%.

SBI Healthcare Opportunities Fund Direct Growth(Equity)

NAV – Rs. 257.38.
Returns per year(5 years average) – 11.09%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Sun Pharmaceuticals Industries Ltd – 10.49%.
II. Aurobindo Pharma Ltd – 8.87%.
III. Divi’s Laboratories Ltd – 8.55%.
IV. Dr. Reddy’s Laboratories Ltd – 8.21%.
V. Cipla Ltd – 8.01%.

SBI Magnum Mid Cap Fund Direct Growth(Equity)

NAV – Rs. 142.21.
Returns per year(5 years average) – 14.37%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Treps – 6.76%.
II. Sheela Foam Ltd – 5.88%.
III. Godrej Properties Ltd – 4.32%.
IV. Page Industries Ltd – 4.25%.
V. Carborundum Universal Ltd – 4.01%.

SBI Focused Equity Fund Direct Plan Growth(Equity)

NAV – Rs. 254.80.
Returns per year(5 years average) – 18.52%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Treps – 9.02%.
II. Muthoot Finance Ltd – 6.88%.
III. Alphabet Inc Class A – 5.66%.
IV. HDFC Bank Ltd – 5.59%.
V. Divi’s Laboratories Ltd – 5.5%.

SBI Long Term Advantage Fund Series VI Direct Plan Growth(Equity)

NAV – Rs. 17.81.
Returns per year(5 years average) – 19.67%.
Minimum SIP – N/A.
Risk – Very High.

Top 5 holdings

I. ICICI Bank Ltd – 9.06%.
II. HDFC Bank Ltd – 6.2%.
III. Treps – 5.36%.
IV. HCL Technologies Ltd SHS Dematerialised – 4.59%.
V. UltraTech Cement Ltd – 3.79%.

SBI Contra Fund Direct Growth(Equity)

NAV – Rs. 200.91.
Returns per year(5 years average) – 15.47%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Treps – 5.46%.
II. ICICI Bank Ltd – 3.68%.
III. Tube Investments of India Ltd Ordinary Shares – 3.67%.
IV. HCL Technologies Ltd – 3.43%.
V. Carborundum Universal Ltd – 3.38%.

SBI Infrastructure Fund Direct Growth(Equity)

NAV – Rs. 25.88.
Returns per year(5 years average) – 14.82%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Larsen & Toubro Ltd SHS Dematerialised – 12.33%.
II. UltraTech Cement Ltd – 7.09%.
III. Bharti Airtel Ltd – 5.7%.
IV. Reliance Industries Ltd – 4.04%.
V. GR infra projects Ltd – 3.49%.

SBI Magnum Global Fund Direct Growth(Equity)

NAV – Rs. 305.31.
Returns per year(5 years average) – 15.78%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Colgate Palmolive India Ltd – 6.83%.
II. Treps – 5.69%.
III. Hindustan Unilever Ltd – 5.44%.
IV. Nestle India Ltd SHS Dematerialised – 5%.
V. Grind well Norton Ltd – 4.92%.

SBI Magnum Equity ESG Fund Direct Growth(Equity)

NAV – Rs. 174.44.
Returns per year(5 years average) – 15.22%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Infosys Ltd – 7.33%.
II. TATA Consultancy Services Ltd – 6.23%.
III. HDFC Bank Ltd – 5.95%.
IV. ICICI Bank Ltd – 4.57%.
V. Larsen & Toubro Ltd – 3.15%.

SBI Large & Mid Cap Fund Direct Growth(Equity)

NAV – Rs. 367.57.
Returns per year(5 years average) – 15.68%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. HDFC Bank Ltd – 5.08%.
II. ICICI Bank Ltd – 4.62%.
III. Page Industries Ltd – 4.56%.
IV. Treps – 4.24%
V. Nuvoco Vista Corp Ltd – 3.93%.

SBI Flexicap Fund Direct Growth(Equity)

NAV – Rs. 81.29.
Returns per year(5 years average) – 16.22%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. ICICI Bank Ltd – 7.67%.
II. HDFC Bank Ltd – 7.3%
III. Treps – 4.91%.
IV. HCL Technologies Ltd SHS Dematerialised – 4.48%.
V. State Bank of India – 3.13%.

SBI Equity Hybrid Fund Direct Growth(Hybrid)

NAV – Rs. 215.69.
Returns per year(5 years average) – 14.83%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Treps – 7.37%.
II. HDFC Bank Ltd – 4.49%.
III. Infosys Ltd – 4.1%.
IV. Divi’s Laboratories Ltd – 3.96%.
V. Bajaj Finance Ltd – 3.45%.

SBI Bluechip Fund Direct Growth(Equity)

NAV – Rs. 65.27.
Returns per year(5 years average) – 14.61%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. HDFC Bank Ltd – 8.51%.
II. ICICI Bank Ltd – 7.1%.
III. Infosys Ltd – 5.69%.
IV. HCL Technologies Ltd SHS Dematerialised – 4.43%.
V. Larsen & Toubro Ltd SHS Dematerialised – 4.14%.

SBI Nifty Index Fund Direct Growth(Index)

NAV – Rs. 155.03.
Returns per year(5 years average) – 15.58%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Reliance Industries Ltd SHS Dematerialised – 9.59%.
II. HDFC Bank Ltd – 9.07%.
III. Infosys Ltd – 8.7%.
IV. ICICI Bank Ltd – 6.89%.
V. Housing Development Finance Corp Ltd – 6.41%.

SBI Magnum Long Term Equity Scheme Direct Growth(ELSS)

NAV – Rs. 229.59.
Returns per year(5 years average) – 13.23%.
Minimum SIP – Rs. 500.
Risk – Very High.

Top 5 holdings

I. ICICI Bank Ltd – 4.88%.
II. Tech Mahindra Ltd – 4.53%.
III. ICICI Prudential Life Insurance Company Ltd – 4.22%.
IV. Larsen & Toubro Ltd SHS Dematerialised – 3.81%.
V. Crompton Greaves Consumer Electrical Ltd – 3.58%.

SBI Gold Fund Direct Plan Growth(Equity)

NAV – Rs. 14.98.
Returns per year(5 years average) – 7.65%.
Minimum SIP – Rs. 1000.
Risk – Moderately High.

Holdings

I. SBI ETF Gold – 99.95%.
II. Treps – 0.46%.

SBI Banking & Financial Services Direct Growth(Equity)

NAV – Rs. 26.66.
Returns per year(5 years average) – 17.25%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. HDFC Bank Ltd – 23.09%.
II. ICICI Bank Ltd – 15.87%.
III. Axis Bank Ltd – 9.47%.
IV. State Bank of India – 7.65%.
V. Kotak Mahindra Bank Ltd – 7.07%.

SBI Multi Asset Allocation Fund Direct Plan Growth(Hybrid)

NAV – Rs. 39.47.
Returns per year(5 years average) – 10.7%.
Minimum SIP – Rs. 1000.
Risk – High.

Top 5 holdings

I. Treps – 16.26%.
II. 6.79% Govt Stock 2029 – 15.79%.
III. SBI ETF Gold – 12.77%.
IV. BHARAT 22 ETF – 6.6%.
V. 7.26% Govt Stock 2029 – 4.47%.

SBI Debt Hybrid Fund Direct Plan Growth(Hybrid)

NAV – Rs. 55.48.
Returns per year(5 years average) – 9.24%.
Minimum SIP – Rs. 1000.
Risk – Moderately High.

Top 5 holdings

I. Treps – 9.86%.
II. 6.18% Govt Stock 2024 – 3.92%.
III. 5.63% Govt Stock 2026 – 3.14%.
IV. 8.35% Govt Stock 2022 – 2.87%.
V. 9.18% Andhra Pradesh SDL 2024 – 2.78%.

SBI Comsumption Opportunities Fund Direct Plan Growth(Equity)

NAV – Rs. 179.53.
Returns per year(5 years average) – 15.44%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. ITC Ltd – 7.77%.
II. Page Industries Ltd – 7%.
III. Emami Ltd – 4.75%.
IV. Relaxo Footwears Ltd – 4.51%.
V. Indian Hotels Company Ltd – 4.36%.

SBI Magnum Constant Maturity Fund Direct Growth(Debt)

NAV – Rs. 52.23.
Returns per year(5 years average) – 9.55%.
Minimum SIP – Rs. 1000.
Risk – Moderate.

Top 5 holdings

I. 7.26% Govt Stock 2029 – 55.81%.
II. Treps – 14.48%.
III. 5.77% GOI 2030 – 12.02%.
IV. 6.76% Govt Stock 2061 – 9.41%.
V. Govt Stock – 3.16%.

SBI magnum Gilt Fund Direct Growth(Debt)

NAV – Rs. 53.67.
Returns per year(5 years average) – 8.87%.
Minimum SIP – Rs. 1000.
Risk – Moderate.

Top 5 holdings

I. Govt Stock – 13.21%.
II. Treps – 11.04%.
III. 6.45% Govt Stock 2029 – 9.17%.
IV. 6.79% Govt Stock 2027 – 9.02%.
V. 183 DTB 14102021 – 8.25%.

SBI Equity Savings Direct Growth(Hybrid)

NAV – Rs. 18.46.
Returns per year(5 years average) – 9.92%.
Minimum SIP – Rs. 1000.
Risk – Moderately High.

Top 5 holdings

I. Cash Offset for Derivatives – 37.4%.
II. Housing Development Finance Corp Ltd – 7.2%
III. Reliance Industries Ltd – 7%.
IV. Future on Housing Development Finance Corp Ltd – 6.25%.
V. Future on Reliance Industries Ltd – 5.63%.

SBI Magnum Income Fund Direct Growth(Debt)

NAV – Rs. 59.38.
Returns per year(5 years average) – 8.96%.
Minimum SIP – Rs. 1000.
Risk – Moderate.

Top 5 holdings

I. Treps – 17.91%.
II. 182 DTB 25112021 – 11.16%.
III. Govt Stock – 9.68%.
IV. Embassy Office Park Reit – 4.2%.
V. Allahabad Bank – 4.07%.

SBI Magnum Medium Duration Fund Direct Growth(Debt)

NAV – Rs. 42.90.
Returns per year(5 years average) – 9.5%.
Minimum SIP – Rs. 1000.
Risk – Moderately High.

Top 5 holdings

I. Treps – 9.61%.
II. 182 DTB 25112021 – 7.68%.
III. State Bank of India – 3.88%.
IV. Indinfravit Trust – 3.59%.
V. Indian Bank – 3.45%.

SBI Magnum Children’s Benefit Fund Direct Growth(Hybrid)

NAV – Rs. 78.68.
Returns per year(5 years average) – 12.01%.
Minimum SIP – N/A.
Risk – Moderately High.

Top 5 holdings

I. Treps – 32.65%.
II. 5.63% Govt Stock 2026 – 24.26%.
III. 5.22% GOI 2025 – 23.98%.
IV. State Bank of India – 6.46%.
V. Indinfravit Trust – 4.27%.

SBI Dynamic Bond Fund Direct Growth(Debt)

NAV – Rs. 29.87.
Returns per year(5 years average) – 8.45%.
Minimum SIP – Rs. 1000.
Risk – Moderate.

Top 5 holdings

I. Govt Stock – 14.33%.
II. 6.10% Govt Stock 2031 – 12.77%.
III. 6.76% Govt Stock 2061 – 9.16%.
IV. 183 DTB 14102021 – 8.67%.
V. 5.63% Govt Stock 2026 – 7.65%.

SBI Banking & PSU Fund Direct Plan Growth(Debt)

NAV – Rs. 2625.95.
Returns per year(5 years average) – 8.19%.
Minimum SIP – Rs. 1000.
Risk – Moderate.

Top 5 holdings

I. Reverse Repo – 11.5%.
II. Oil & Natural Gas Corp Ltd – 5.84%.
III. National Housing Bank – 4.98%.
IV. Axis Bank Ltd – 3.8%.
V. Export-Import Bank of India – 3.79%.

SBI Short Term Debt Fund Direct Growth(Debt)

NAV – Rs. 26.74.
Returns per year(5 years average) – 7.79%.
Minimum SIP – Rs. 500.
Risk – Moderate.

Top 5 holdings

I. Reverse Repo – 7.05%.
II. 6.18% Govt Stock 2024 – 6.22%.
III. Govt Stock – 4.1%.
IV. 8.35% Govt Stock 2022 – 3.37%.
V. GOI Floating Rate Bond 2024 – 3.36%.

SBI Credit Risk Fund Direct Plan Growth(Debt)

NAV – Rs. 37.34.
Returns per year(5 years average) – 7.93%.
Minimum SIP – Rs. 1000.
Risk – Moderately High.

Top 5 holdings

I. 6.18% Govt Stock 2024 – 5.96%.
II. 7.27% Govt Stock 2026 – 4.57%.
III. Indinfravit Trust – 4.43%.
IV. TATA International Ltd – 4.36%.
V. Treps – 4.14%.

SBI Dynamic Asset Allocation Direct Growth(Hybrid)

NAV – Rs. 16.84.
Returns per year(5 years average) – 9.38%.
Minimum SIP – N/A.
Risk – Moderate.

Top 5 holdings

I. Treps – 41.75%.
II. 8.08% Govt Stock 2022 – 8.09%.
III. National Highways Authority of India – 4.79%.
IV. TATA Steel Ltd – 4.19%.
V. Reliance Industries Ltd – 3.99%.

SBI Magnum Low Duration Fund Direct Plan Growth(Debt)

NAV – Rs. 2852.47.
Returns per year(5 years average) – 7.09%.
Minimum SIP – Rs. 1000.
Risk – Moderate.

Top 5 holdings

I. GOI floating Rate bond 2024 – 7.53%.
II. 182 DTB 12112021 – 6.26%.
III. 182 DTB 23122021 – 5.5%.
IV. Treps – 5.29%.
V. 8.20% Govt Stock 2022 – 3.79%.

SBI PSU Direct Growth(Equity)

NAV – Rs. 13.07.
Returns per year(5 years average) – 5.48%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. State Bank of India – 9.99%.
II. NTPC Ltd – 6.75%.
III. Power Grid Corp of India Ltd – 5.98%.
IV. Oil & Natural Gas Corp Ltd – 5.81%.
V. Hindustan Copper Ltd – 5.24%.

SBI Savings Fund Direct Plan Growth(Debt)

NAV – Rs. 34.81.
Returns per year(5 years average) – 6.94%.
Minimum SIP – Rs. 500.
Risk – Moderate.

Top 5 holdings

I. 8.79% Govt Stock 2021 – 7.65%.
II. 8.20% Govt Stock 2022 – 7.52%.
III. 91 DTB 09082021 – 2.9%.
IV. Axis Bank Ltd – 2.84%.
V. Indusind Bank Ltd – 2.49%.

SBI Magnum Ultra Short Duration Fund Direct Plan Growth(Debt)

NAV – Rs. 4798.71.
Returns per year(5 years average) – 6.71%.
Minimum SIP – Rs. 1000.
Risk – Low.

Top 5 holdings

I. 91 DTB 09092021 – 7.74%.
II. 182 DTB 12112021 – 5.77%.
III. Rural Electrification Corp Ltd – 4.9%.
IV. Housing Development Finance Corp Ltd – 3.85%.
V. UltraTech Cement Ltd – 3.8%.

SBI Arbitrage Opportunities Fund Direct Growth(Hybrid)

NAV – Rs. 27.85.
Returns per year(5 years average) – 5.67%.
Minimum SIP – Rs. 1000.
Risk – Low.

Top 5 holdings

I. Cash Offset for Derivatives – 67.95%.
II. Future on Adani Ports & Special Economic Zone Ltd – 8.38%.
III. Adani Ports & Special Economic Zone Ltd – 8.35%.
IV. Muthoot Finance Ltd – 4.92%.
V. Future on Bharti Airtel Ltd – 4.1%.

SBI Liquid Fund Direct Plan Growth(Liquid)

NAV – Rs. 3270.33.
Returns per year(5 years average) – 5.84%.
Minimum SIP – Rs. 500.
Risk – Moderate.

Top 5 holdings

I. 91 DTB 30092021 – 10.47%.
II. 91 DTB 23092021 – 6.83%.
III. 91 DTB 09092021 – 5.72%.
IV. Treps – 5.39%.
V. 91 DTB 02092021 – 4.82%.

SBI Overnight Fund Direct Plan Growth(Cash)

NAV – Rs. 3399.63.
Returns per year(5 years average) – 5.04%.
Minimum SIP – Rs. 1000.
Risk – Low.

Top holdings

I. Treps – 67.75%.
II. Reverse Repo – 32.27%.

SBI Corporate Bond Fund Direct Growth(Hybrid)

NAV – Rs. 12.55.
Returns per year(5 years average) – 5.7%.
Minimum SIP – Rs. 1000.
Risk – Moderate.

Top 5 holdings

I. Reverse Repo – 3.59%.
II. National Bank for Agricultural and Rural Development – 3.51%.
III. Air India Assets Holding Ltd – 3.15%.
IV. 5.22% GOI 2025 – 3.07%.
V. Sharekhan BNP Paribas Financial Services Ltd – 2.51%.

SBI Nifty Next 50 Index Fund Direct Growth(Index)

NAV – Rs. 11.61.
Returns per year(5 years average) – N/A.
Minimum SIP – Rs. 500.
Risk – Very High.

Top 5 holdings

I. Apollo Hospitals Enterprise Ltd – 3.59%.
II. Info Edge India Ltd – 3.56%.
III. Avenue Supermarts Ltd – 3.52%.
IV. Adani Enterprises Ltd SHS Dematerialised – 3.45%.
V. Vedanta Ltd – 3.37%.

SBI International Access US Equity FoF Direct Growth(Equity)

NAV – Rs. 11.38.
Returns per year(5 years average) – N/A.
Minimum SIP – Rs. 500.
Risk – Very High.

Top holdings

I. Amundi Fds US Pioneer Fund 12 USD C – 99.41%.
II. Treps – 1.71%.

SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth(Hybrid)

NAV – Rs. 11.21.
Returns per year(5 years average) – N/A.
Minimum SIP – Rs. 500.
Risk – Moderately High.

Top 5 holdings

I. 5.63% Govt Stock 2026 – 24.4%.
II. 6.97% Govt Stock 2026 – 12.5%.
III. Treps – 9.23%.
IV. 05.94 RJ SDL 2025 – 6.03%.
V. Mahindra Rural Housing Finance Ltd – 5.91%.

SBI Equity Minimum Variance Fund Direct Growth(Hybrid)

NAV – Rs. 16.17.
Returns per year(5 years average) – 50.23%.
Minimum SIP – Rs. 1000.
Risk – Very High.

Top 5 holdings

I. Nestle India Ltd SHS Dematerialised – 8.02%.
II. TATA Consultancy Services Ltd – 7.59%.
III. Hindustan Unilever Ltd – 7.48%.
IV. Britannia Industries Ltd – 7.32%.
V. Dr. Reddy’s Laboratories Ltd – 6.74%.

Regular Funds

SBI technology opportunities fund regular growth(Equity)

NAV – Rs. 147.99.
Returns per year(5 years average) – 26.85%.
Risk – Very High.

Top 5 holdings

I. Infosys Ltd – 23.35%.
II. Treps – 9.76%.
III. HCL Technologies Ltd – 9.14%.
IV. Tech Mahindra Ltd – 8.99%.
V. Alphabet Inc Class A – 8.77%.

SBI Magnum Comma fund regular growth(Equity)

NAV – Rs. 72.70.
Returns per year(5 years average) – 19.2%.
Risk – Very High.

Top 5 holdings

I. TATA Steel Ltd – 8.58%.
II. Reliance Industries Ltd – 7.99%.
III. UltraTech Cement Ltd – 6.58%.
IV. Hindalco Industries Ltd – 6.31%.
V. Treps – 5.76%.

SBI Small Cap fund regular plan growth(Equity)

NAV – Rs. 102.37.
Returns per year(5 years average) – 21.89%.
Risk – Very High.

Top 5 holdings

I. Carborundum Universal Ltd – 4.53%.
II. JK Cement Ltd – 3.37%.
III. Elgi Equipments Ltd – 3.31%.
IV. Sheela Foam Ltd – 3.30%.
V. Navin Fluorine International Ltd – 3.28%.

SBI Magnum Mid Cap fund regular growth(Equity)

NAV – Rs. 132.19.
Returns per year(5 years average) – 13.14%.
Risk – Very High.

Top 5 holdings

I. Sheela Foam Ltd – 5.81%.
II. Carborundum Universal Ltd – 4.85%.
III. Page Industries Ltd – 4.16%.
IV. Tube Investments of India Ltd – 3.91%.
V. JK Cement Ltd – 3.86%.

SBI healthcare opportunities fund regular growth(Equity)

NAV – Rs. 234.51.
Returns per year(5 years average) – 10.24%.
Risk – Very High.

Top 5 holdings

I. Sun Pharmaceuticals Industries Ltd – 10.85%.
II. Divi’s Laboratories Ltd – 9.09%.
III. Cipla Ltd – 8.33%.
IV. Dr. Reddy’s Laboratories Ltd – 8.27%.
V. Aurobindo Pharma Ltd – 6.39%.

SBI focused equity fund growth(Equity)

NAV – Rs. 238.67.
Returns per year(5 years average) – 17.81%.
Risk – Very High.

Top 5 holdings

I. Treps – 7.86%.
II. Muthoot Finance Ltd – 7.01%.
III. Bharti Airtel Ltd – 5.81%.
IV. HDFC Bank Ltd – 5.70%.
V. Alphabet Inc CLASS A – 5.44%.

SBI Contra fund regular growth(Equity)

NAV – Rs. 194.91.
Returns per year(5 years average) – 14.99%.
Risk – Very High.

Top 5 holdings

I. Treps – 5.46%.
II. ICICI Bank Ltd – 3.68%.
III. Tube Investments of India Ltd – 3.67%.
IV. HCL Technologies Ltd – 3.43%.
V. Carborundum Universal Ltd – 3.38%.

SBI Infrastructure fund regular growth(Equity)

NAV – Rs. 24.49.
Returns per year(5 years average) – 13.73%.
Risk – Very High.

Top 5 holdings

I. Larsen & Toubro Ltd – 12.39%.
II. Bharti Airtel Ltd – 8.01%.
III. UltraTech Cement Ltd – 7.02%.
IV. Reliance Industries Ltd – 4.47%.
V. Bharat Petroleum Corp Ltd – 3.37%.

SBI Large & Midcap fund regular growth(Equity)

NAV – Rs. 355.45.
Returns per year(5 years average) – 14.82%.
Risk – Very High.

Top 5 holdings

I. HDFC Bank Ltd – 5.08%.
II. ICICI Bank Ltd – 4.62%.
III. Page Industries Ltd – 4.56%.
IV. Treps – 4.24%.
V. Nuvoco Vista Corp Ltd – 3.93%.

SBI Magnum Global fund regular growth(Equity)

NAV – Rs. 280.45.
Returns per year(5 years average) – 13.53%.
Risk – Very High.

Top 5 holdings

I. Colgate Palmolive India Ltd – 7.10%.
II. Hindustan Unilever Ltd – 6.12%.
III. Nestle India Ltd – 5.30%.
IV. Divi’s Laboratories Ltd – 4.98%.
V. Grindwell Norton Ltd – 4.89%.

SBI Magnum Equity ESG fund regular growth(Equity)

NAV – Rs. 162.24.
Returns per year(5 years average) – 14.01%.
Risk – Very High.

Top 5 holdings

I. Infosys Ltd – 7.33%.
II. TATA Consultancy Services Ltd – 6.23%.
III. HDFC Bank Ltd – 5.95%.
IV. ICICI Bank Ltd – 4.57%.
V. Larsen & Toubro Ltd – 3.15%.

SBI Flexicap fund regular growth(Equity)

NAV – Rs. 75.89.
Returns per year(5 years average) – 14.77%.
Risk – Very High.

Top 5 holdings

I. HDFC Bank Ltd – 7.66%.
II. ICICI Bank Ltd – 7.64%.
III. HCL Technologies Ltd – 4.89%.
IV. Treps – 4.04%.
V. Axis Bank Ltd – 3.27%.

SBI Bluechip fund regular growth(Equity)

NAV – Rs. 61.35.
Returns per year(5 years average) – 13.58%.
Risk – Very High.

Top 5 holdings

I. HDFC Bank Ltd – 8.99%.
II. ICICI Bank Ltd – 7.09%.
III. Infosys Ltd – 5.71%.
IV. HCL Technologies Ltd – 4.84%.
V. Larsen & Toubro Ltd – 4.09%.

SBI Banking & Financial Services regular growth(Equity)

NAV – Rs. 25.20.
Returns per year(5 years average) – 16.10%.
Risk – Very High.

Top 5 holdings

I. HDFC Bank Ltd – 23.09%.
II. ICICI Bank Ltd – 15.87%.
III. Axis Bank Ltd – 9.47%.
IV. State Bank of India – 7.65%.
V. Kotak Mahindra Bank Ltd – 7.07%.

SBI Equity Hybrid fund regular growth(Hybrid)

NAV – Rs. 203.20.
Returns per year(5 years average) – 14.02%.
Risk – Very High.

Top 5 holdings

I. Treps – 7.37%.
II. HDFC Bank Ltd – 4.49%.
III. Infosys Ltd – 4.10%.
IV. Divi’s Laboratories Ltd – 3.96%.
V. Bajaj Finance Ltd – 3.45%.

SBI Magnum Long Term Equity Scheme regular growth(ELSS)

NAV – Rs. 219.69.
Returns per year(5 years average) – 12.44%.
Risk – Very High.

Top 5 holdings

I. Tech Mahindra Ltd – 5.26%.
II. ICICI Bank Ltd – 4.99%.
III. ICICI Prudential Life Insurance Company Ltd – 4.26%.
IV. Larsen & Toubro Ltd – 3.86%.
V. Bharti Airtel Ltd – 3.44%.

SBI Nifty Index fund regular growth(Index)

NAV – Rs. 150.98.
Returns per year(5 years average) – 15.41%.
Risk – Very High.

Top 5 holdings

I. Reliance Industries Ltd – 9.83%.
II. HDFC Bank Ltd – 9.29%.
III. Infosys Ltd – 8.52%.
IV. ICICI Bank Ltd – 6.71%.
V. TATA Consultancy Services Ltd – 5.28%.

SBI ETF BSE 100 ETF(Equity)

NAV – Rs. 187.0065.
Returns per year(5 years average) – 16.20%.
Risk – Very High.

Top 5 holdings

I. Reliance Industries Ltd – 8.49%.
II. HDFC Bank Ltd – 7.50%.
III. Infosys Ltd – 7.26%.
IV. ICICI Bank Ltd – 5.78%.
V. TATA Consultancy Services Ltd – 4.56%.

SBI ETF NIFTY NEXT 50(Equity)

NAV – Rs. 439.80.
Returns per year(5 years average) – 14.14%.
Risk – Very High.

Top 5 holdings

I. Apollo Hospitals Enterprise Ltd – 4.20%.
II. Info Edge India Ltd – 4.01%.
III. Avenue Supermarts Ltd – 3.78%.
IV. Adani Enterprises Ltd – 3.66%.
V. Godrej Consumer Products Ltd – 3.49%.

SBI Consumption Opportunities fund regular plan growth(Equity)

NAV – Rs. 169.42.
Returns per year(5 years average) – 15%.
Risk – Very High.

Top 5 holdings

I. ITC Ltd – 7.92%.
II. Page Industries Ltd – 6.92%.
III. Treps – 5.11%.
IV. Emami Ltd – 5.02%.
V. Britannia Industries Ltd – 4.29%.

SBI Multi Asset Allocation fund regular growth(Hybrid)

NAV – Rs. 37.21.
Returns per year(5 years average) – 9.85%.
Risk – High.

Top 5 holdings

I. Treps – 16.41%.
II. 6.79% Govt Stock 2029 – 15.16%.
III. SBI ETF Gold -12.26%.
IV. Bharat 22 ETF -6.68%.
V. 6.10% Govt Stock 2031 -6.26%.

SBI ETF NIFTY BANK(Equity)

NAV – Rs. 371.75.
Returns per year(5 years average) – 13.97%.
Risk – Very High.

Top 5 holdings

I. HDFC Bank Ltd – 30.15%.
II. ICICI Bank Ltd – 22.05%.
III. Axis Bank Ltd – 11.86%.
IV. Kotak Mahindra Bank Ltd – 11.39%.
V. State Bank of India – 10.6%.

SBI Gold fund regular plan growth(Equity)

NAV – Rs. 14.35.
Returns per year(5 years average) – 7.08%.
Risk – Moderately High.

Top holding

I. SBI ETF Gold – 99.99%.

SBI ETF Gold(Equity)

NAV – Rs. 4135.22.
Returns per year(5 years average) – 7.15%.
Risk – Moderately High.

Top holding

I. Gold – 98.19%.

SBI Debt Hybrid fund regular growth(Hybrid)

NAV – Rs. 51.92.
Returns per year(5 years average) – 8.17%.
Risk – Moderately High.

Top 5 holdings

I. Treps – 4.6%.
II. 6.79% Govt Stock 2027 – 4.12%.
III. 6.10% Govt Stock 2031 – 3.69%.
IV. 9.18% Andhra Pradesh SDL 2024 – 2.73%.
V. 7.72% GS 2025 – 2.67%.

SBI Equity Savings regular growth(Hybrid)

NAV – Rs. 17.10.
Returns per year(5 years average) – 8.6%.
Risk – Moderate.

Top 5 holdings

I. Cash offset for derivatives – 37.4%.
II. Housing Development Finance Corp Ltd – 7.2%.
III. Reliance Industries Ltd – 7%.
IV. Future on Housing Development Finance Corp Ltd – 6.25%.
V. Future on Reliance Industries Ltd – 5.63%.

SBI Magnum Children’s Benefit fund regular growth(Hybrid)

NAV – Rs. 73.90.
Returns per year(5 years average) – 11.05%.
Risk – Moderately High.

Top 5 holdings

I. 5.63% Govt Stock 2026 – 24.15%.
II. 5.22% GOI 2025 – 23.89%.
III. Treps – 9.21%.
IV. State Bank of India – 6.45%.
V. Indinfravit Trust – 4.23%.

SBI Magnum Constant Maturity fund regular growth(Debt)

NAV – Rs. 50.90.
Returns per year(5 years average) – 8.97%.
Risk – Moderate.

Top 5 holdings

I. 7.26% Govt Stock 2029 – 55.47%.
II. 6.64% Govt Stock 2035 – 21.45%.
III. Treps – 14.13%.
IV. 5.77% GOI 2030 – 5.95%.
V. 6.10% Govt Stock 2031 – 3.76%.

SBI PSU regular growth(Equity)

NAV – Rs. 12.90.
Returns per year(5 years average) – 4.95%.
Risk – Very High.

Top 5 holdings

I. State Bank of India – 10.01%.
II. NTPC Ltd – 6.72%.
III. Power Grid Corp of India Ltd – 6.23%.
IV. Oil & Natural Gas Corp Ltd – 6.17%.
V. Gujarat State Petronet Ltd – 5.16%.

SBI Magnum Gilt fund regular growth(Debt)

NAV – Rs. 51.73.
Returns per year(5 years average) – 7.96%.
Risk – Moderate.

Top 5 holdings

I. 6.10% Govt Stock 2031 – 40.07%.
II. GOVT STOCK – 10.52%.
III. 6.76% Govt Stock 2061 – 9.89%.
IV. Treps – 9.66%.
V. 6.64% Govt Stock 2035 – 9.29%.

SBI Magnum Gilt fund PF plan regular growth(Debt)

NAV – Rs. 33.21.
Returns per year(5 years average) – 8.11%.
Risk – Moderate.

Top 5 holdings

I. 6.10% Govt Stock 2031 – 40.07%.
II. GOVT STOCK – 10.52%.
III. 6.76% Govt Stock 2061 – 9.89%.
IV. Treps – 9.66%.
V. 6.64% Govt Stock 2035 – 9.29%.

SBI Magnum Income regular bonus(Debt)

NAV – Rs. 34.27.
Returns per year(5 years average) – 7.97%.
Risk – Moderately High.

Top 5 holdings

I. 6.10% Govt Stock 2031 – 17.43%.
II. GOVT STOCK – 8.07%.
III. Treps – 4.87%.
IV. Embassy Office Park Reit – 4.37%.
V. 6.76% Govt Stock 2061 – 4.27%.

SBI Magnum Income fund regular growth(Debt)

NAV – Rs. 56.56.
Returns per year(5 years average) – 7.97%.
Risk – Moderately High.

Top 5 holdings

I. 6.10% Govt Stock 2031 – 17.43%.
II. GOVT STOCK – 8.07%.
III. Treps – 4.87%.
IV. Embassy Office Park Reit – 4.37%.
V. 6.76% Govt Stock 2061 – 4.27%.

SBI Magnum Medium Duration fund regular growth(Debt)

NAV – Rs. 40.57.
Returns per year(5 years average) – 8.66%.
Risk – Moderately High.

Top 5 holdings

I. 6.10% Govt Stock 2031 – 14.13%.
II. Treps – 4.67%.
III. State Bank of India – 3.87%.
IV. Indinfravit Trust – 3.56%.
V. Indian Bank – 3.44%.

SBI Dynamic Bond regular growth(Debt)

NAV – Rs. 28.19.
Returns per year(5 years average) – 7.38%.
Risk – Moderate.

Top 5 holdings

I. 6.10% Govt Stock 2031 – 34.23%.
II. GOVT STOCK – 11.5%.
III. 6.76% Govt Stock 2061 – 9.37%.
IV. 6.64% Govt Stock 2035 – 7.84%.
V. Treps – 7.83%.

SBI ETF 10 Years Gilt(Debt)

NAV – Rs. 205.32.
Returns per year(5 years average) – 5.73%.
Risk – Moderate.

Top holding

I. 6.10% Govt Stock 2031 – 99.01%.

SBI Banking & PSU fund regular growth(Debt)

NAV – Rs. 2512.60.
Returns per year(5 years average) – 7.51%.
Risk – Moderate.

Top 5 holdings

I. Oil & Natural Gas Corp Ltd – 6.22%.
II. Export-Import Bank of India – 4.05%.
III. Axis Bank Ltd – 4.04%.
IV. 6.18% Govt Stock 2024 – 4.02%.
V. State Bank of India – 3.15%.

SBI Short Term Debt fund retail plan growth(Debt)

NAV – Rs. 29.04.
Returns per year(5 years average) – 7.04%.
Risk – Moderate.

Top 5 holdings

I. 6.18% Govt Stock 2024 – 5.67%.
II. GOVT STOCK – 4.24%.
III. 8.35% Govt Stock 2022 – 3.46%.
IV. 5.22% GOI 2025 – 2.78%.
V. LIC Housing Finance Ltd – 2.4%.

SBI Short Term Debt fund regular growth(Debt)

NAV – Rs. 25.67.
Returns per year(5 years average) – 7.04%.
Risk – Moderate.

Top 5 holdings

I. 6.18% Govt Stock 2024 – 5.67%.
II. GOVT STOCK – 4.24%.
III. 8.35% Govt Stock 2022 – 3.46%.
IV. 5.22% GOI 2025 – 2.78%.
V. LIC Housing Finance Ltd – 2.4%.

SBI Credit Risk fund regular plan growth(Debt)

NAV – Rs. 35.48.
Returns per year(5 years average) – 7.08%.
Risk – High.

Top 5 holdings

I. 7.27% Govt Stock 2026 – 4.69%.
II. Indinfravit Trust – 4.53%.
III. TATA International Ltd – 4.46%.
IV. 6.72 KL SDL 2027 – 3.77%.
V. TATA Projects Ltd – 3.36%.

SBI Dynamic Asset Allocation regular growth(Hybrid)

NAV – Rs. 15.94.
Returns per year(5 years average) – 8.31%.
Risk – Moderate.

Top 5 holdings

I. Treps – 41.75%.
II. 8.08% Govt Stock 2022 – 8.09%.
III. National Highways Authority of India – 4.79%.
IV. TATA Steel Ltd – 4.19%.
V. Reliance Industries Ltd – 3.99%.

SBI Magnum Low Duration fund regular plan growth(Debt)

NAV – Rs. 2801.56.
Returns per year(5 years average) – 6.66%.
Risk – Moderate.

Top 5 holdings

I. GOI Floating Rate Bond 2024 – 7.76%.
II. 182 DTB 12112021 – 6.48%.
III. 182 DTB 23122021 – 5.69%.
IV. Treps – 3.96%.
V. 8.20% Govt Stock 2022 -3.9%.

SBI Magnum Ultra Short Duration fund regular plan growth(Debt)

NAV – Rs. 4758.32.
Returns per year(5 years average) – 6.51%.
Risk – Moderate.

Top 5 holdings

I. 182 DTB 12112021 – 6.7%.
II. 91 DTB 25112021 – 6.69%.
III. Rural Electrification Corp Ltd – 5.66%.
IV. UltraTech Cement Ltd – 4.42%.
V. 8.20% Govt Stock 2022 – 3.66%.

SBI Savings fund regular plan growth(Debt)

NAV – Rs. 33.11.
Returns per year(5 years average) – 6.19%.
Risk – Moderate.

Top 5 holdings

I. 8.79% Govt Stock 2021 – 7.53%.
II. 8.20% Govt Stock 2022 – 7.41%.
III. 91 DTB 25112021 – 2.85%.
IV. Axis Bank Ltd – 2.82%.
V. Indusind Bank Ltd – 2.47%.

SBI Liquid fund regular plan growth(Liquid)

NAV – Rs. 3255.38.
Returns per year(5 years average) – 5.71%.
Risk – Moderate.

Top 5 holdings

I. 91 DTB 25112021 – 10.4%.
II. 91 DTB 30092021 – 10.1%.
III. 91 DTB 23092021 – 6.57%.
IV. 182 DTB 04112021 – 4.65%.
V. 91 DTB 28102021 – 3.73%.

SBI Arbitrage Opportunities fund regular growth(Hybrid)

NAV – Rs. 26.73.
Returns per year(5 years average) – 5.11%.
Risk – Low.

Top 5 holdings

I. Cash Offset for derivatives – 67.95%.
II. Future on Adani Ports & Special Economic Zone Ltd – 8.38%.
III. Adani Ports & Special Economic Zone Ltd – 8.35%.
IV. Muthoot Finance Ltd – 4.92%.
V. Future on Bharti Airtel Ltd – 4.1%.

SBI Overnight fund regular plan growth(Cash)

NAV – Rs. 3371.40.
Returns per year(5 years average) – 4.91%.
Risk – Low.

Top holding

I. Reverse Repo – 99.85%.

SBI Long Term Advantage Fund series VI regular plan growth(Equity)

NAV – Rs. 14.37.
Returns per year(1 year average) – 82.35%.
Risk – Very High.

Top 5 holdings

I. ICICI Bank Ltd – 8.75%.
II. HDFC Bank Ltd – 7.59%.
III. Hindalco Industries Ltd SHS Dematerialised – 4.49%.
IV. Bharat Electronics Ltd – 4.07%.
V. Axis Bank Ltd – 4.06%.

SBI Magnum Children’s Benefit fund investment plan regular growth(Hybrid)

NAV – Rs. 21.55.
Returns per year(1 year average) – 115.52%.
Risk – Very High.

Top 5 holdings

I. Treps – 14.14%.
II. Finolex Industries Ltd – 5.99%.
III. Thangamayil Jewelry Ltd – 5.26%.
IV. Bharti Airtel Ltd – 5%.
V. GR Infraprojects Ltd – 4.69%.

Note

SBI Mutual Fund has a large team of good fund managers. The CEO & MD of the fund house is Mr. Vinay M. Tonse and Mr. Navneet Munot is the Chief Investment Officer(CIO). Sohni Andani manages the flagship SBI Blue Chip Fund. Mr. R. Srinivasan manages SBI Small Cap Fund & SBI Equity Hybrid Fund. Mr. Dinesh Ahuja manages SBI Magnum Income Fund, SBI Magnum Gilt Fund, and SBI Dynamic Bond Fund.

The main focus of the SBI Mutual Fund is to establish mutual funds as a feasible investment option for the people of this country. The dedicated fund house is known for its risk management backed by a highly experienced and qualified team of financial experts. The fund schemes are constructed on extensive investment research to outperform the industry benchmarks. The vision of the fund house is to be the most trusted and respected Asset Manager.

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